We had our home repossessed in Jan 1996 and was informed there was a shortfall of £42000 and after advice from this website made a payment of £5000 in final settlement of the debt in 2000/2001. We're looking for a 100/110% mortgage to purchase the rented house in which we live. Having great problems trying to find a lender to help us - do you know of anyone that will give us a chance? Looking forward to any advice. Jacqueline P.S. to anyone who's going through what we did in 1996 keep your chin up - there is light at the end of the tunnel!!(posted 7643 days ago)