Response to legal rights after repossession.divorced name still on the deeds.

I moved out of my home, after a marital breakdown, leaving my husband in the house. After a while my ex decides not to pay the mortgage. After various visits to the building society (Coventry) who offer no assistance and various months of threatening letters they take both my ex and I to court for repossession. Basically, if you are named on the mortgage you are responsible - i.e. they go for one or both of you for the debt, regardless of income etc. Your wife will be evicted, regardless of children, and you and her will be blacklisted. You do need to seek the advice of a solicitor - without one you will drown in the legalities and pressure. ASK for legal aid. In the end the court allowed my ex to remain in the house based on his income (he lied on this one and got away with it). Having been dragged to court for repossession twice and threatened by bailiffs twice I decided for my sanity it was better to sign over the house to him. If he doesn't pay the mortgage now at least Im not liable for the debt. Basically seek legal advice quick and get your wife off the mortgage deed if you can afford the mortgage. Good luck.

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