I'm afraid you are not correct Eva.(posted 7635 days ago)Mortgage companies don't necessarily report to the credit agencies, and those that do don't report to both of them.
It sounds to me as though you have one report from one agency - you need to get the other as well. The two agencies are Experian and Equifax.
Note that if you husband is being pursued for shortfall debt, please follow the advice given on this board. It takes an hour or two to read through it all but it is well worth the effort involved.