Thank you for your responses.(posted 7639 days ago)The repossesion took place in March 1991.
I was first contacted by the lenders solicitors in May 1999. I intially responded to every letter, I don't hide from anything. Around this time the advice was to claim a 6 year limitation with respect to Hopkinson versus Tupper. I also requested around 10 pieces of information regarding the mortgage and their sale of the property. The reason I stopped corresponding with the solicitors was down to their refusal to send all the information I had requested, I wrote to them explaining that we could make no further progress until all info was released. I cointinued to recieve mail from them which I filed. I did not SARN them as I had always denied liability.
As no MJO was taken out, and no-body has admited liability or made any payments and 12 years has passed since repossesion, am I right in assuming that this claim is now statute barred.
Thank You.