advice wanted

can anyone give me some simple adivce please. was re-possesed around 2000 by abbey national. was contacted by eversheds not long after adviseing of £23000 shortfall. They then wrote to say they has halved it and I offered £50 p/m which they refused. I then moved and did not give them my new address ( still have an abbey national bank a/c so I wouldn't have thought I was that hard to find). They have not contacted me since. What should I do? I read on equifax that they drop of your credit file after 6 years but someone on here mentioned 12? Can they still demand payment after that time. And if I were to buy a house in the future could they claim the money back off that? Most of my others debts are all due off my file in 2 years time this is the one I need to sort out. Should I bite the bullet and contact them?

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