In 1997 due to a Business Failure we handed the keys to our home back to the Northern Rock BS, and moved into rented accomodation. I tried to ensure that the BS did not know our correct address. we agreed to make a nominal payment of £10.00 per month which we ceased 18 months ago! We have moved several times since 1997, and managed to repair our credit rating., recently we have received 2 letters from a company called Evershields, who are demanding a shortfall figure of 70k plus, the 2nd letter states that their client is prepared to make me banrupt.(posted 7601 days ago)I remain on a low income, in a rented home, and cannot repay the shortfall, obviously dont want to be made bankrupt or black listed.
any assistance would be appreciated
I have not entered into any correspondence
Regard
steve Butler