Steven, JDL Holdings are debt collectors and are known to NAMV Maybe you should give them a call - 01889 507394.(posted 7561 days ago)The limitation period for recovery of the "debt" is 12 years for principal and 6 years for interest from "the cause of the accrual of action" and then by acknoweledgement, including payment. Find out when the last payment was made. Any offer of payment after the expiry of the limitation period will not restart the clock ticking again.
NAMV will be interested in the letter she has received as sounds like it has contravened its own membership guidelines and the debt collection guidelines of the OFT.
http://www.oft.gov.uk/News/Press+releases/2003/PN+97-03.htm
JDL Holdings can not seize assetts - they have no authority to do so and that would be called theft. County Court Bailiffs are the most likely to attend with a view to seizing assetts but first of all a judgement would have to be in default and authority given by the court. And NO your assetts cannot be seized.
www.namv.org.uk
I hope this has helped Jane