Hi everyone,(posted 7571 days ago)I'm still in the middle of the Halifax settlement negotiations, but they are insisting that I fill in a financial analysis before they even consider my offer.
Can I say that I have received advice telling me not to fill this in (as this is the 3rd time they have requested it) or should I carry on simply refusing to send it back? This also goes for the monthly settlement payment - can I say I have been advised not to agree this under any circumstances?
Incidentally, they have stepped up a gear with this letter, they are now threatening that if we do not come to some arrangement after my response to their letter (by 6th Aug) they will refer the case to an external debt recovery agent or solicitor for further recovery action. I obviously want to avoid this, but the Halifax seem to have a convenient answer for every one of my queries, basically, it seems like they can say what they like.
I thought I was making a breakthrough, but maybe I was wrong.
Hopefully, some of you will have had experience of these issues and I would be grateful if you could give me some advice of how to handle it.
Thanks,
Mel