I am not obsessed with bankruptcy and there is no agenda, hidden or otherwise.(posted 7550 days ago)Bankruptcy is an option that the debtor can take - unless it is forced upon him/her by presentation of a Statutory Demand and subsequent Bankruptcy Petition, it is a matter that the debtor should consider rather than endure years, possibly for the rest of his/her life, of payments, always under duress or threats of further action.
Don't knock me for offering free advice, some of it from personal experience on both sides of the coin!