[ Post New Message | Post Reply to this One | Send Private Email to Linda | Help ]

How do I get a settlement?

from Linda (mumsieanddad@aol.com)
My husband's original lender in question is National Home Loans, the debt has now been bought by AIC. All the usual moans and gripes surely his Ex is liable for half(apparently not), or they never got in touch to tell us there was a shortfall and now 8 years later they want £15,560 within 7 days or else etc etc. Most of you will already know how it goes, the threats of courts, baliffs and the like. Well, we really want to get this cleared up so we sent a letter offering a settlement on the alleged amount of £3800. We have not had a reponse from this (other than the usual pay the full amount within 7 days one). Are AIC likely to take a settlement at all, if so how much should we be offering. And how do we even get them to acknowledge our letters - so far they have denied that we have responded at all and we have copies of signatures on receipt of the letters they sent. Luckily we are in a position to take out a loan if we can settle as the kids are starting school and I can get a job (Aaaaaaah!) but still can't afford the whole lot. CAB have been no help, they just want us to pay it all right now and acted like they had never heard of something called Full & Final Settlement!

Thanks for any advice,

Linda.

(posted 7511 days ago)

[ Previous | Next ]