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Response to Should I pay up??

from David J. Button (davidjohnbutton@supanet.com)
If you were forced out of your home - whether or not you were married - you still had a right to force a sale of the house and obtain what equity might have come your way after sale and splitting of the proceeds.

Whilst I acccept you had good reasons to leave - can you see it from the other point of view of the mortgagees - they will not release you from your obligation as then they have two people to go after, plus of course the guarantor. Did you see a solicitor after you left the home? What did the solicitor advise - was that advice negligent? What did the BS say when you visited them - I think they had an obligation to tell you that you could not be removed from the mortgage deed and from liability under the circumstances unpalatable as they were at the time.

Did the Woolwich send you any correspondence to you at your new address - did you seek advice at the time?

You MIGHT possibly have some defences which a skilled solicitor or counsel might be able to use. Go and see a solicitor ASAP and get some good advice from a SPECIALIST in this field (big firms usually have specialist solicitors on their staff)

Try and work out when you went to see the BS and if you can, recall who you saw - it might be important later on.

Good luck with it all.

(posted 7506 days ago)

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