Response to national home loans (or paragon) debt collectors

David,

Take a look first at my posting in reply to Natasha under "Should I pay up??" about 13 postings back dated 9th Sept. I would follow the advice under the "Do's & Don'ts" on the Repo site, e.g. Sarn the lender and put them to strict proof of the alleged debt. Be very very careful not to acknowledge the debt, otherwise you will restart the limitation period, follow the advice already given regarding this, i.e. always state on every communication that you do not acknowledge the debt & that you deny liability. I would not suggest bankruptcy at this stage. NHL/Paragon are members of the CML 6 year voluntary code. You really don't give enough info for us to give you further suggestions. Good Luck.

Mark.

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