Settled F&F with Nationwide and Eversheds 3 years ago. Repo in early 96.(posted 7519 days ago)Applied for a remortgage with my partner (who owns the house but has lower income) with Nationwide, came back "elete" on mortgage in principle, then after a week asked for details of the repo and why the debt was still outstanding (???). Rang Eversheds they said no reason for this to happen as there was f&F etc.
Chased Nationwide after another week - application rejected - would not give a reason as I had gone through a broker.
Last year I got the experian and equifax files and they were clean. Do I just keep applying or is there better way out, without going to specialist lenders?
I could reapply to experien and equifax but worry that this would further damage my credit scoring, which until recently was, apparently, very good!
Regards