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Response to 12 year rule/Council of Mortgage Lenders

from Brian Mitchell (pridegreen@ntlworld.com)
Correct - on the assumption that you have never done anything that could have started the clock running again e.g. acknowledging the debt, making a part payment etc. The CML is a red herring so far as the 12 year rule goes - in fact, if you read other entries on this site it actually undermines their case.
(posted 7477 days ago)

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