Hi everyone,(posted 7448 days ago)Earlier this year this site was really helpful with my shortfall settlement with the Halifax. I've recently settled with them and I can now start to rebuild my life (yippee!) However, my friend may end up in a similar situation as I was if her problem with her mortgage carries on.
Basically, her partner left her and their son for another woman after living at the property with them for approx 2 years. Since then, she has been paying the mortgage without too many problems for almost another 2 years (she works full time, but it has caused finincial difficulties for her as her son is only 4).
Her ex has said that he will not sign the agreement to come off the mortgage. There is now more equity in the house than when he left, simply because the market has risen in that area. He wants her to sell so he can have his half, but she then wouldn't be able to afford to buy elsewhere. This would mean she would be making herself homeless, and even though she has said this to him, he doesn't seem to care (it's taken her more than a year to get any maintenence money from him and that was only after going through the official government agency).
My question is, isn't there anything she can do to resolve this? She has spoken to a solicitor, but they weren't very helpful. They offered no solution, so she is still stuck in catch 22.
If anybody knows any information about this, I would be extremely grateful. I don't want her to have to go through what I've just been through on top of all her other problems!
If you would prefer to email me direct my email is melanie.trudgett@ntlworld.com
Thanks,
Mel