received a letter from eversheds today stating that Abbey 'have reviewed the file...and it is not in the interest of either party to pursue this matter any further.'(posted 7445 days ago)Seven years after repo and three years of evesheds on my case i have finally beaten them without having to pay any of the claimed £14k shortfall. It has taken a lot of letters, arguing my case, sticking to my guns, a thick skin, a belief in the information you have provided, and the convincing of my wife that this was the right way to go, but....boy was it worth it!
I have used only this site as my advice line and believe it came down to the fact that Abbey could not proove/produce/find the documents I was entitled to ask for in evidencing their claim.
I am not a legal expert or particularly clued up in this area but your site gave me all I need to know....many many thanks to the people who run and contribute to this site.
Although i'm still not really sure what I did I am happy to provide any advice or help that I can for others.
Good luck to you all.....never give in!