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MIGs, RSA and Curtis

from Richard (richardpowell99@hotmail.com)
Situation: 3rd mortgage payment (Halifax)defaulted 1989. Letters to and from Curtis and recovery agents (seeking to recover MIG for RSA)from 1998 onwards. Debt NOT acknowledged by me. Curtis (on behalf of RSA)saying they may take me to court. I've moved house twice, but why they've waited from 1998 to 2004 is anyone's guess !

Someone has asked this question previously, but I'm still unclear. Does RSA's 12 years start from the date they handed the cash to the Halifax BS ? Or does their claim against me under the MIG start at the same time as the 3rd missed mortgage payment? I'm unsure because I had no contact for years, but there could be months/years between the 2 dates which may be crucial to my defence under Limitations Act.

(posted 7363 days ago)

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