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Response to "Joint and several" = discrimination?

from (jmj260101@aol.com)
I'm with you on this but in a slightly different light. B&B are chasing my husand for a shortfall debt of £42000, they will not answer my queries and will not negotiate. They have confirmed they know the whereabouts of his ex but are chasing him purely because of the equity in his/our house. I feel he is being discriminated against because of his financial position. I understand the joint and several bit but in the end she is not dead, living in another country or clinically insane, THEY KNOW WHERE SHE IS! In all honesty she is living a more affluent lifestyle than us only has been careful to have nothing put in her name. However B&B do not want to know, they have already commenced legal proceedings against us, and have confirmed they will apply for a charging order and order for sale of our home which will leave 3 innocent people severly affected as in myself and my 2 young children as albeit we have equity in our house we can not get to it. We cannot remortgage as we can't afford to. Our only option is to move house. This is all whilst his ex wife will continue to live her life as if nothing has happened. In honesty you won't know whether a discrimination case will hold up in court, we are soon to find out - I will keep you posted.
(posted 7376 days ago)

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