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MIG Policy

from Robert (Bright@spark22.freeserve.co.uk)
Mortgage taken out in 1988. Handed keys back October 1992. Missed 3 mortgage payments due to redundancy. Do not remember signing or even seeing MIG policy, but did pay a premium to proceed with the mortgage. Now being taken to court by Curtis Solicitors threatening Bankruptcy. Have hearing to establish what documents we need to support our defence. Received very poor copy of an MIG policy this week after several requests for it failed, so had to pay £60 for the court to ask. That worked, but accompanying letter said it had not been requested previosly, desite the fact we have a letter from them dated three weeks earlier saying they would send it. The MIG copy arrived Wednesday with a letter saying phone calls would not be accepted, On Thursday a letter arrived accusing us of not responding, and suggesting Mondays court date be cancelled, but wanting to go ahead with hearing two weeks later, also saying they would be asking for costs. On Monday need to be able to request all info that will possibly help. Feel very strongly that handing the keys back was the only option, Halifax seemed to be pushing for it, but had no idea that we would or could be pursued by Sun Alliance, as is on the copy of MIG, or Royal Sun Alliance, who Curtis appear to represent. £22,000 is the amount we are being pursued for. Regards Robert Would be so grateful for any advice, comments.
(posted 7333 days ago)

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