CORRECTION:: THE BIT IN THE MIDDLE SHOULD READ; SHE TOLD ME IF I PAY THE MONEY, THEY WOULDN'T CHASE ME FOR THE ARREARS!(posted 7353 days ago)ALSO, THEY ARE THE 3RD CHARGE ON MY HOUSE, AS I HAVE GOT A LOAN WITH BLACK HORSE, AND OBVIOUSLY MY MORTGAGE IS WITH THE HALIFAX. ARE THEY ALLOWED TO HAVE A 3RD CHARGE ON PROPERTY? I WAS ALWAYS LED TO BELIEVE THAT YOU COULD ONLY EVER HAVE 2.