In 1994 I moved out of the flat i shared with my ex partner with our two children. Well actually he through me out! I moved into rented accommodation and he stayed in the flat. I did go to a solicitor to ask to have the place signed over to him but never replied and I simply didn't have the money to pursue it. My rent was significantly more than the mortgage and he was earning more money but he refused to move out and I had absolutely NO IDEA that he wasn't paying the mortgage. In hindsight I was a complete fool but I was in such a state at the time. I rebuilt my life, met and married my partner and bought a house together. It turns out that he was reposessed, I had little contact with him and when I did he deliberately deceived me. Now the lenders have come after me for £28,000 and have a court date for putting a charge on our house. I was told to ignore the letters from Halliwell on behalf of Nationwide that started arriving probably a year ago or so. I have never responded to any of them. What do I do now? Do I go to court and plead my case? Will they make me sell the house. I didn't know that I had this around my neck when we applied for our mortgage 7 years ago. I'm at my wits end. The stress of it all is unbearable and the injustice is even worse.(posted 7315 days ago)Please HELP!