Hi Suzannah,(posted 7150 days ago)Please don't worry about them checking your husband's credit or anything else connected to him. They have absolutely no right as he was not involved to ask or check anything to do with him and could be in trouble if they do. B&B seem currently to be in a spate of settlements, we are (hopefully) on the verge of a settlement and £5000 seems to be the figure they go for regardless of the debt. If you check out www.ibas.co.uk and look at the settlements they have negotiated all the other banks go for less but B&B always seem to go for same amount or higher. Stop worrying about your ex, he will be liable for debt when/if you settle, put that side of it behind you and concentrate on getting your own side settled, your health back on track and having a life. All the best and good luck.