I was repossed in 1996 and have been paying £5.00

Since 1997 I have been sending £5.00 per month to payoff debts since my home was repossed. Because I was frightened, and my husband suffering with depression I just paid the money. I now want to stop paying it but wondered how to go about this, what I would have to go through just to get rid of it. I didn't know about anything. Other people I know who have been repossed have moved on without having to pay the debt, please help me with a solution I would be very grateful.

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