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Shortfall/ Bankruptcy

from (Joanne221@hotmail.com)
I am seriously considering Bankruptcy. I, along with my partner have been pursued for mortgage shortfall since 1992. Foolishly (on bad advice) we were paying around £10 up until about 3 years ago when we started to question it. Sarned and started digging and also stopped payments. During the last 3 years we have repeatedly asked for documentation but really got nowhere. Our last letter to Eversheds was unanswered but we know that the letters will start again demanding payment with our previous correspondence ignored - and again we will keep on asking questions.

I am now considering bankruptcy but my partner is not and am concerned that, when I list this shortfall as a debt, I will be acknowledging it and will impact on my partners ability to dispute it. I also fear that I would be restarting the clock.

I wonder if anyone here has been in a situation and welcome any suggestions/advice.

thanks

(posted 7086 days ago)

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