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Response to Charging Order- Wragge&Co-Bradford&Bingley

from David J. Button (davidjohnbutton@supanet.com)
Although a charging order can be turned into an order for sale, almost invariably they are not, but when you come to sell the property, you will have to pay off the amount required under the charging order as well as any other debts, like your mortgage, secured on the property. You must go to court on the hearing date set for the charging order and oppose it, stating what you have said here. Going to court to oppose this is your number one priority since a non-appearance by yourself would cause the judge to merely "rubber stamp" the order through and you will have one hell of a job to get it set aside.

In the meantime, contact Wragge & Co. again and re-tender the offer and repeat this until the hearing date - at least then you will be able to show the judge you have tried. When you go to court, take income and outgoings info with you so that the judge could at least consider making an instalment order rather than a CO.

Best of luck - come back and say how you got on!

(posted 7078 days ago)

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