Hi Craig - in theory they [the first Lender] can get an Order for Sale on your second property but are *very* unlikely to do so...no they can't take you to court for not telling them about the second mortgage; if you make an arrangement make sure it's a full and final settlement, under a legally binding agreement with ALL parties to the first mortgage. Tell your wife not to panic - you simply have to demonstrate the means and the willingness to settle with them and then it will all be over. If you get a total plonker at the Halifax, go straight to the top. Deal with the mechanics and not the oily rags. Best of luck.(posted 8107 days ago)