Shortfall with Halifax in 1992. Am now being chased for final payment. The debt collectors have agreed to settle for £5k out of a shortfall of £20k, but they have said this will not bind their insurers! Help. Can the insurers come after me too? I have just got back on my feet and now this. I want to settle it once and for all, so your help would be great(posted 7589 days ago)