It might well be statute barred - 6 years must have elapsed since default for CML members, and 12 years for those not CML. 1991 is 13 years ago - has the debt been acknowledged during that time and effectively restarted the clock for a non CML lender?(posted 7051 days ago)If they are court papers and they are indeed statute barred, then all you have to do is say so and they will be cancelled.