Thanks Mora but these considerations are all in hand.(posted 7038 days ago)I don't care about a future credit rating since I'm confident that everything will be sorted out in six months time. And if not, then so be it.
The bit that concerns me is that if an unsecured lender can put a charging order on your house, then what is the difference between secured and unsecured debt?
And, if this is the case then all loans and credit cards should have the "Your home is risk" warning.
Thanks for the comments, I'm going to back this up with a visit to the CAB tomorrow.
ANON