hi Steve,(posted 8532 days ago)I dont have an answer for you but i justed wanted to say that i too have recently been chased for a repossession shortfall which took place just over 6 years ago. I have just found this web site this week and I have learnt heaps of stuff about my rights and how the lenders operate. I would advice you to have a good read through all the info. - the one thing that really screamed out to me was - DONT FILL IN THE INCOME AND EXPE. FORM - you could do your self more harm than good.
Chin up
zena