The Council of Mortgage Lender's Defaulter's Register holds details of your repo. This is checked in addition to your credit file and other references, as I understand it. I have no idea how this sits with the DPA these days and would *love* confirmation that the list is purged after six years. I know of one case where a repo turned up after nearly 11 years on a "reference check", but I have no way of knowing if it was from this list or any other. Centralised lenders are/were not included on the register as they are/were not bound by the CML...but I will happily stand to be corrected.(posted 8380 days ago)