Hi Dave(posted 7920 days ago)JDL contacted me about 3 months ago and at present I am trying to negotiate with them, don't know much about them as I have only had a couple of letters, giving me a 50% discount on the final settlement figure (they say I owe £4k), I have just written back last Friday offering £400, and am awaiting a reply, if you have any experience with them please let me know ! Thanks, Ali