I have a previous listing here so I won't bore everyone again with the full facts. Basically, I have an unproven Shortfall of £45,000 which is Statute Barred as defined by Counsel. But I am informed that the interest part, a further £39,000 may not be as indicated by Lord Justice Mumby in the West Bromwich v Craig. I am told that the interest 6 year claim period re starts upon every month the mortgage payment is/was due. My argument is that once the Property has been repossed and sold the Mortgage contract is terminated and as such no monthly repayments of the original terms and conditions are due. If no monthly payments are due, the 6 years would run from Mortgage Termination/repossesion/sale of property. Can anyone throw any light on this? Thanks(posted 7581 days ago)