Don't know if this has been addressed recently but have noticed over the past few months the Disclosure Section of credit card applications has been changing dramatically. May want to tell family and friends that have credit card debt to make sure their payments are in on time, as well as payments on other accounts.

Most recent offer from AT&T Visa "Disclosure":

"Variable rate, currently 15.9%. For cardmembers that become past due (with us or any other creditor), overlimit, or if a payment is returned unpaid, an APR of 23.9%."

All other offers received in past couple of weeks have been essentially the same, some w/higher APR's if there's any type of default. Know some people are heavily in debt, maybe they will listen to warning since it's in writing.

-- claurann (claurann@aol.com), October 03, 1999

Answers

And its worth reminding people who have taken on credit card debt because of a promotional low APR (e.g., 3.9%) that if you read the fine print, you can suddenly lose the low rate and have a near usurious one suddenly be in effect. Like, for instance, ever being late with a payment.

Lets be careful out there....

-- King of Spain (madrid@aol.cum), October 03, 1999.

Spain,

When are you going to learn? "Lets" should be spelled "Let's."

I told you I'd be watching.

-- (ET@yourdon.com), October 03, 1999.

Like's I's give's a rats ass.

Why don't you phone home or something? Dumbass.

-- King of Spain (madrid@aol.cum), October 03, 1999.

Forgive KOS, he had mud in his eye.

-- dozerdoctor (dozerdoc@yahoo.com), October 03, 1999.

dozerdoc, there is a history behind that punctuation and spell checking space alien. He is hounding me from thread to thread, checking each one of my posts to see if he can find the slightest mistake. Gawd, bad enough to have to post from WEB-TV, where I have NO editing capability, NO spell checking capability, can't cut & paste, and can't see half the damn cartoons and slick HTML type stuff that people post. But, on top of it, I now have some frigging (friging? fricking? frickking???) weird looking bozo checking everything that I type for accuracy. And to make matters even worse, I have a small screen TV!!!!!! So, though my response may have seemed harsh, its appropriate given the historical background.

-- King of Spain (madrid@aol.cum), October 03, 1999.

Now... that is some intense whining your majesty. And here I thought it was all wet memes for you. Tough being royalty isn't it? :) Ignore ET and he\she\other probably will go away.

-- Will (sibola@hotmail.com), October 03, 1999.

Hey, this is the 90's KoS, you can say whatever you want to say, and anyway you want to say it! I have a pretty good idea on who may be correcting you, me, and others. But WHO CARES? I like the word fricking! I like the way the word rolls off my tongue. Yeh, it gets the point across doesn't it?

-- tongue tied (tonguetied@tonguetieddd.xcom), October 03, 1999.

The smiles, laughter, fun -- want to remember this if things get crazy!

-- claurann (claurann@aol.com), October 03, 1999.

KOS,

FWIW: the moniker "ET" is not a legitimate user-id on the yourdon.com domain. My wife is an excellent editor, and certainly would be capable of catching your typos -- but she's terrified that she would then be invited to mud-wrestle...

Ed

-- Ed Yourdon (HumptyDumptyY2K@yourdon.com), October 04, 1999.

Hi King of spain, The stress of reading about the unfolding y2k story affects us all even if we dont(don't) look at it. Many folks will be acting out in many different ways when this all starts to unravel.

-- billburke (bburke@rocketmail.com), October 04, 1999.

Ed:

I think it is beyond any doubt that ET is definitely not of this world. It seems to have mastered our document editing technology, but so far does not seem very adept at learning the more complex aspects of what we humans might call "thinking".

I am doing serious research into an exotic dance that combines belly dancing and mudwrestling, with the idea that women first perform the former and then engage in the latter. Please tell your wife that the re-emergence of this beautiful exotic art might be just what she is looking for!

-- King of Spain (madrid@aol.cum), October 04, 1999.

The fact that grammar, spelling and punctuation are highly, uh, suboptimal on this forum should be no more surprising than the fact that those who generate it are indifferent to it. We all see the Big Picture here, we don' need no steenkin' educashun.

-- Flint (flintc@mindspring.com), October 04, 1999.

Gawd, I don't believe it!! Flint actually wrote something understandable!!! Way to go, dude!

-- King of Spain (madrid@aol.cum), October 04, 1999.

King --

This thread's for you! I thought of you yesterday, twice! -- a license plate something like 586-KOS in front of me at a stoplight.

Then my toddler brought home a music-playing nursery rhyme book containing "I Had A Little Nut Tree". Wanna hear it?

I knew ya did.

"I had a little nut tree,

nothing would it bear,

But a silver nutmeg

and a golden pear.

The King of Spain's daughter

came to visit me,

And all for the sake of

my little nut tree."

Have a good one, bud!

:

-- jor-el (jor-el@krypton.uni), October 04, 1999.

That's cute! Change "nutmeg" to dollar, and "pear" to "American Eagle", and its ready for Y2K!!!

-- King of Spain (madrid@aol.cum), October 04, 1999.

Will, I had to laugh at your he/she/other. Our new program at the sleep lab has an entry for pt sex. The choices are (and I kid you not) male, female and unknown.

tongue-tied emoticon = :-& (although can also mean will keep the secret)

-- T the C (tricia_canuck@hotmail.com), October 04, 1999.

I never heard that one before yesterday, either. I thought I'd leave the PM fill-ins for you to do, and you performed admirably.

Now that I read it again, do you imagine a quite frothy deep and slimy puddle of mud under that tree? (And would you want YOUR daughter doing "it"?)

-- jor-el (jor-el@krypton.uni), October 04, 1999.