I was reading on the paper here in Prico about the glitch that a credit card can be charged two /3/4/5 times until the problem is fixed .So say if I buy a TV .I pay $300 ,the problem is fixed in 100 days Iwill be charged $30000,that ius BAD!!!!!

I will not be able to use my credit card anymore .You know I am just a normal guy,I pay taxes I do my duties at work. So WHY DO I HAVE TO GO TRHOUGH THIS!!!!!!!!!!!!!!!!!

I am siding on the doomester side,because the evidence is growing DAY by DAY,You cannot deny it. The Goverment,the medias will say NO PROblem. As italians historically gone trough so many different masters ( FRENCH The reality is growing........

BE PREPARED

Saluti

ALex The Italian from Porto Rico

-- Alex The Italian (alexcapr@yours.com), January 08, 2000

Answers

Sorry I meant to say ; As Italians gone trough so many masters ( frenc,Germans,Spanish) we do not trust govermetns a lot.

-- Alex The Italian (alexcapr@yours.com), January 08, 2000.

Yes Alex, be prepared, and take your medication.

-- (I'm@pol.ly), January 08, 2000.

I am taking them so WHAT?????

You way out!!!!

Bye Alex

-- Alex The Italian (alexcapr@yours.com), January 08, 2000.

Well, you do what I did when my credit card mysteriously had fraudulent charges turning up on it a couple years ago..

You make a 15 minute phone call to your CC Company, tell them which charges they are, cancel your card, get a new one, and that was the end of it.

Didn't pay for them, had to wait a few days for a new card, that was it. Just had to fill out one two-page form they sent me and return it afterwards.

It sucked all of 1/2 hour out of my life.

Daily re-charging of the same thing would be the easiest thing in the world to spot & resolve.

-- John H Krempasky (johnk@dmv.com), January 08, 2000.

All right John,You are right but I am asking if society does work and should work allright so we have trusted too much to the compouters and left the human work aside . Because I left Italy because was not working anything at all,I went to Uk first and then to USa trusting that I would find a better organized society. So allright I CAN call the credit card company and do whatever You ahve said but that is not Right. Do you agree?

-- Alex The Italian (alexcapr@yours.com), January 08, 2000.

Well, there you have it! Nothing works anywhere. We are definately screwed.

Alex, wait till you get the charges, then worry about it.

-- (I'm@pol.ly), January 08, 2000.

Alex,

You should be ashamed of yourself. You are not thinking like a good Italian. Maybe you're half Polish, huh? Anyway, this is a simple matter, so follow closely. First, you call the credit card company and get them to stop the billing mistakes and clear your account of all the errors. Then, after 2 days, you go back to the merchant who's software is screwing up and return the item for a credit. But let the credits that keep being posted to your account just ride. Don't say a word. Then go to compliant merchants and buy what you need, lots of it. The credits will offset the new charges and you can probably keep this up for quite a while. Neat huh? And you were getting so worried, sheesh.

-- Gordon (gpconnolly@aol.com), January 08, 2000.

haha Gordon!

Me thinks I need a new TV. =)

-- cin (cinlooo@aol.com), January 08, 2000.

Gordon, I hate to say this in public, but I love You!!!

(He mutters as he walks away... absolutely BRILLIANT, brilliant, bri...)

-- snooze button (alarmclock_2000@yahoo.com), January 08, 2000.

Alex,

Don't bother with the pollies. It's not
worth it.

-- spider (spider0@usa.net), January 08, 2000.

CNN Headline News is running Y2K & Credit Card Problems as its second headline behind the Cuban boy.

-- Lisa (lisadawn@yahoo.com), January 08, 2000.

Yeah, just call the credit card company and the charges disappear and everything's fine.

A couple of years ago our card number was stolen, found out when security for card company called with questions about over limit and strange charges. Seems we lived West and charges were in New York and $2000 was charged at a shoe store in New York City one day. Only took about 2 months to straighten the whole mess out, and in the end asked security if they had checked into the matter, as they had the location of the shoe store and that would be a good place to start. Was told that $6000 of fraud was not worth any investigation. There is too much fraud out there and no resources to f/u, so the bad guys can pretty much do whatever they want and everybody knows it.

-- claurann (claurann@aol.com), January 08, 2000.

Yes I am 100% Italian, I think the only sensate response from the pollies came from Krempasky .

Well I am not bother by your anserwes but I think that is bad this problem.

Anyway Thanks

-- Alex The Italian (alexcapr@yours.com), January 08, 2000.

Alex,

Well, I can see from your response above that you do indeed appear to be 100% Italian. Right off the boat too, I'll bet. Working in some pasta house in New York, or North Jersey? Anyway, if my answer was still a bit confusing to you just print it out and take it to the guy who sits at the best table, and who the other guys are treating with bigga respecta. The one they call "Don" something or other. He will love you for this tip and in probably no time at all you will be making a whole lot more money under his wing, running numbers or whatever. This is the land of opportunity, my man, and never forget it. The opportunities to profit from Y2k are just beginning. Best of luck to you, and if it works out good, you owe me one. Italians understand that concept and is one of things I like most about them.

-- Gordon (gpconnolly@aol.com), January 08, 2000.

hey you connoll,i bet That your scots ancestors came out of the boat too I do not understand what do You know about Mafia, mafia it is a very sad image of Italians in the USA and that is not funny,yeah I know Hollywood helped with that but Please DO NOT BE RACIST!!!!

By the way I do not live in NY or NJ but in Prico yeah the last colony of the world. Belongs to land of opportunity.

Please do not mention mafia again .Do me this favour,Thank You very much.

-- Alex The Italian (alexcapr@yours.com), January 08, 2000.

Alex, If he doesn't bring up the mafia again,will you stop referring to him as half Polish,this Polska was offended!

-- paul mika (tigerpm@netscape.com), January 08, 2000.

"You make a 15 minute phone ..." -- John

What fantasy world is this guy in? I always have to sit through 20 minutes of musak "Killing Me Softly With His Song, killing me softly, with his sonG..." before a machine picks up to hurl me through 30 minutes of phone tree hell until it finally hangs up on me.

WHO can get through in 15 minutes?!!! Clearly a .gov spy, heh.

-- Hokie (Hokie_@hotmail.com), January 08, 2000.

Paul,

(psssst. listen close now.) I didn't say anything insulting about Polish blood. Look it over closely. There's a Polish compliment in there.

Alex,

Mafia? Mafia? Who's talking about mafia? I never used that word. I found out a long time ago from J. Edgar Hoover that there is no such thing as a mafia. For goodness sakes, what are you so excited about? *Don*, *Don*, take it to the Don. Never let me hear you say that word mafia! You can get somebody killed, talking like that on a public forum. Sheeesh.

-- Gordon (gpconnolly@aol.com), January 08, 2000.

Hokie-

I guess it probably helps if you're a valued customer- high credit limit, regularly pay your bills on time, etc. I've never had to sit through twenty minutes of muzak.

-- Susan Waters (susanwater@excite.com), January 08, 2000.

Alex, if you are sincere, please excuse some of the tripe on this string. Some folks are kind, others just rude and stupid acting. Let me relay this honest story of how false credit reporting to that Big Bureau in the sky, with only voice/message mail capability, can foil plans, and greatly held up our closing on home. A couple of years ago, I was buying some property, then at the 11th hours, some ugly unpaid emergency room bill shows up on my credit. I knew I had not been to the emergency room, to make it short, I had to call all over Heaven's creation to get matter straightened. Seems some other Family member had made a visit to e.r, had not paid, and because my name was in the hospital database since I had some outpatient testing done (once), they posted relatives unpaid bill to my credit report! Another true story, I let someone pay me equity and assume loan on a house. Went through Attorney, whole bit. This new owner became delinquent from month one and the mortgage company let them continue to fall far behind, for over a year. I found out by accident that the delinquency was being reported to the credit bureau, under MY NAME and credit history! Was that a mess to straighten out! Anybody who has never been "stung" should not post an opinion.

-- Church Fan (Hand@waving.com), January 08, 2000.

Oh yes, Ms. Susie, other then the two calamities listed, I have had R1 and I1 credit for the past thirty (30) years, can you say such?

-- Church Fan (hane@waving.com), January 08, 2000.

Yep- R1 and S1 all the way, gold and platinum card holder. That's why it was so easy to clear everything up with the credit card companies- it's not so easy with the reporting agencies, since the consumer isn't actually paying them any money.

-- Susan Water (susanwater@excite.com), January 08, 2000.

Alex & Folks,

You can call the credit card company, but legally, you MUST provide your complaint in writing. Read the back of your credit card statement, it will give you all the instructions you need.

For "faster service," I would get their fax number when you talk to Customer Service, write a letter disputing the charges, sign it and fax it, along with a copy of the statement with the fraudulent charges.

Good luck Alex.

-- Marie (pray4peace@compuserve.com), January 08, 2000.

Gordon, Gordon, Gordon...

Do you really think your comment to Alex was appropriate? Assuming he is off the boat and working in some pasta house? Do you also assume that all people from India work for convenience stores and all Arabs in Gas Stations?

Not only was that rude and prejudiced, but also classless.

FYI...much to your surprise I'm sure, restaurant servers are paid very well.

-- cin (cinlooo@aol.com), January 08, 2000.

And might I add, "they got much nicer mannners, than us Heathens, on the forum, or the guy in the cab, the homeless man/woman on the street corner. They are Still our Brother, let us, Lend them some kindness and peace.

-- Church Fan (Hand@waving.com), January 08, 2000.

Thank You for this thread,I got differnt pionts of view ,Thank you for the people which ansrw straight.For the ones which made some remarks remember that this country has been founded on people coming off the boats,allright I agree that today's the situation is out of controll. Also I do have a Green Card I am not Illegal To your surprise Italy is now the center of illegal immigrants,the country which exported to you shores so many persons (OFF THE BOAT) now are invaded by persons from all over the world.

Thank You again

-- Alex The Italian (alexcapr@yours.com), January 09, 2000.

Welcome Aboard, Alex, I Welcome, you in the art of Humamity.I have too much, in the material world, can I offer you my surplus?

-- Church Fan (Hand@waving.com), January 09, 2000.

ThanK You again Church fan,very human word you had Thank You

-- Alex The Italian (alexcapr@yours.com), January 09, 2000.

Alex, Just to cut through some of the strings in here, and hopefully steer you in the right direction, aside from the personalities...

There is a method to insure getting the misbilling resolved quickly. 1. keep all the receipts from any signifigant purchases, for 1 year from date of purchase, in addition to the billing statement that they apply to. get in the habit of putting them into a file folder behind the credit card statements so that you know where they are assuredly.

2. when an error is noticed, immediately, SAMEDAY, Telephone the credit card agency and also get a fax number and street address mail delivery address for Customer Billing Inquiries, and send to all 3 the same letter, saying that there is a mistake and that you want to resolve it asap. include any documentation on the purchase, including the original sales receipt, note whom you spoke with and when.

3. Request an immediate mail "in writing" reply from the credit card company and follow up pronto to resolve the problem.

If I can be of further assistance, I'd suggest you check out the page on Consumer Credit Assistance which is located at this web url : http://consumer.net/

Buena Suerto Mi Amigo,

~RE Auset

-- RE (ausetkmt@hotmail.com), January 09, 2000.