Following the break-up of a relationship. Halifax sold my debt to a collection agency. My partner did not reply to the letters sent by the agency, As far as i know he has not been approached since. I agreed to pay half of the debt on a monthly basis without establishing the fairness of the repossession sale. Can I still question the legitimacy and fairness of the debt demanded from me?

-- Ben Phelan (benjyphelan@hotmail.com), June 22, 2000

Answers

There are many Questions in this one-first we presume it was a joint mortgage-you agreed to pay your part of the debt without Question! What made you do this? or action? You state your partner has not replied to there letters-can you be sure on this point? Do you work and your partner does not? Does your partner have less income than you?

The main Point i am getting at is you have made a Statement and you want answers-nothing wrong with that. Suggest you go and see a Solicitor on this one and get him to clarify the above Many of these Questions seem easy at first-but as i have shown you the law does not work that way if only it did in these cases!

Good luck

Charles Twford

-- charles twford (charles.twford@lineone.net), June 22, 2000.

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