I just spent about 45 minutes explaining over and over that a recent deposit to my savings account wasn't mine. I kept getting hung up on until I finally called the mortgage officer [We know the mortgage officer from our dealings with her in '99.] and she put me thru to a financial officer. I can't imagine why it would be so hard to get a bank to understand that I am being credited with someone else's money. Then again, it took them three months to figure it out before.

Last year we started getting these deposits, varying amounts, from the DoD somewhere in Cleveland. Then I received a letter from the bank saying they were going to have to take it all back cuz it wasn't ours. I told them they could only do it over the same period of time that it was put in as I didn't want my savings account balance screwed up because of someone else's idiocy. At that time I didn't know I could monitor the account from home, I only had statements every four months.

The DoD kept insisting that they had to know whose account it was going into. I told the bank that if I learned that they had disclosed my identity to the DoD I would sue big time.

Well, anyway, it seems they are doing it again, and so naturally I have to go jumping thru hoops to get it fixed right away. Maybe I should have just kept my mouth shut, but then in three months what started out as a measly 250 bucks would mushroom to 3 grand like before.

Is my honesty really such a rarity? The bank [in the personages of several employees] kept thanking me for being so honest. Like I had a choice! LOL

-- Anonymous, May 17, 2002