Halifax- Hoorah

greenspun.com : LUSENET : Repossession : One Thread

Thanks to all the helpful advice given on this site me and my partner sarned the halifax over our shortfall and discovered a few mistakes including the fact that they had withheld the house from sale for 2 years with a view to renting it and tried to charge me for maintenance and interest while they faffed around.We questioned them about this repeatedly and they offered us settlement of a £33000 shortfall for £5000.I said no ,pointed out more inaccuracies and offered them £800.They said this wasnt enough.I sent another list of unanswerable questions regarding the sale and an offer of £1000 and ive just got a letter telling me they have accepted my offer.Thankyou to all concerned

-- nope (nope@nope.com), August 23, 2002

Answers

Excellent news! Well done! This just goes to show that careful examination of a lender's actions and persistent requests for strict proof of claim can put us in a position where a small 'face-saving' (on their part) payment can resolve large shortfall claims. Congratulations!

-- Gordon Bennet (arsenewhinger@hotmail.com), August 27, 2002.

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