The Mortgage Business

What is the average length of time between being threatened with repossession and the court hearing?

-- Greg holmes (holmesg@vizzavi.net), September 10, 2002

Answers

I wouldn't say there is an average length of time. It varies from lender to lender. Try using the forms in the We Can Help part of the Who Helps? section to see if we have numbers for your lender.

-- Lee (repossession@home-repo.org), September 11, 2002.

Depending on the workload of repossession hearings at the local county court for your area, it is between six and eight weeks generally. It can be shorter if the solicitors manage to get a hearing date earlier than that but time has to be given for the summons to be served and for the defendant to answer - so generally the date upon which there will be a hearing will be endorsed on the summons by the court.

IT IS IMPORTANT THAT YOU GO TO THE HEARING OTHERWISE THE JUDGE WILL SIMPLY MAKE AN IMMEDIATE POSSESSION ORDER AND WILL NOT SUSPEND IT

-- David J. Button (davidjohnbutton@supanet.com), September 10, 2002.